You’ve probably heard of the “microloan” phenomena, whereby small amounts of money are lent to poor folks in developing nations to enable them to establish small businesses.
KIVA is an organization that came to my attention today, through the “Raw Story” website which led to this article . KIVA enables individuals, like you and me, to extend microloans to folks in need. You receive monthly email reports of the progress of the business to which you have loaned and the loan is repayed over a term of 6 to 12 months.
The Christmas season, it seems to me, is a great time to consider assisting someone in need to improve their life by directly loaning that person a modest amont. KIVA enables you to do so.